Best Mutual Fund Investment for the Clueless in 2013

If you’re clueless in 2013, your best investment and the best mutual fund is one and the same: an investor-friendly mutual fund sometimes called a fund of funds. I call this the best investment for the inexperienced investor because it offers two huge advantages.

Investors need a balanced investment portfolio of stocks and bonds to smooth out the risk of investing. Few investors have the experience or inclination to go it alone. The first advantage of what I call the best mutual fund for most folks in 2013: the fund company (investment company) does the investment management for you. You simply decide whether you want to be conservative, moderate or aggressive in terms of risk.

To find your best investment, go to the investment company’s website and search for the mutual fund category called BALANCED or ASSET ALLOCATION. When you invest money, you will actually be buying shares and will own a small part of a large investment portfolio of stocks and bonds. Often times, the portfolio will simply consist of stock and bond funds managed by that investment company. That’s why I say your best mutual fund is sometimes called a fund of funds.

Now let’s talk about the other big advantage, using a $10,000 investment as an example. It can cost you $500 off the top in sales charges and more than $200 a year in fees and management expenses if you go through a sales representative. Or, you can go with a NO-LOAD fund company like Fidelity or Vanguard and pay less than $100 a year for expenses, period. That’s what I call the best mutual fund, your best deal and best investment.

Some folks are lead to believe that you get what you pay for in the investment world. I spent over 20 years as a financial planner, and I know the truth. The best investment company is a low-cost investment company. The two I mentioned above qualify, plus they are the two largest in the business. Every dollar you add to the cost of investing in a mutual fund is a dollar subtracted from your net investment return.

If you are clueless in 2013, and want to own a very small part of a large professionally managed investment portfolio… the best investment and the best mutual fund for you is a no-load, balanced fund. Simply search for “no-load funds” on the internet, and you’re on your way to investment success and low-cost investing.

Investment Advisory Services – Helping People Take Profitable Investment Decisions

People prefer to invest their money in some profitable ventures so that they get a steady return. Stock market investments are something which are very common today. Every individual comes across such investments. However, they may prove to be very risky if not invested properly. The investment decisions related to these are very crucial and many factors like returns and risks involved call the attention of the investors. Most investors do not have perfect knowledge about the market. Such a lack of knowledge may subject them to various risks.

Despite these facts, there is not much to worry about these problems. Even if there is imperfect knowledge about the investment market conditions, earning a decent profit is quite possible with the help of investment advisory services. They form a very important part of the financial body for helping a large number of clients. Business organisations and individuals approach an investment consulting firm to get effective advice regarding the investment procedures. These services are either offered for free or at a fixed percentage of the investment. The investment advisory services offered by these firms provide guidance for the business organisations towards profitable ventures.

The investment advisory services provided by the firms extend in many areas like stock market research, analysis, investment guidance, tracking and recording investment and many more. There may be times when the individuals are unable to allot time to track the changes in market trends and research on the various investments. This may create a problem for the individuals and business organisation. An investment consulting firm is a perfect choice for solving such issues. The investment consultants provide services related to planning, implementation, strategy and the structure of the portfolios. The aim is to provide the clients the maximum profits from investments.

An investment consulting firm opens up the business organisations to investment advisory, strategy consulting, customised investing platforms and venture promotion. They make the businesses better equipped to compete with the investors. The investing consulting firms help small businesses in development and expansion. They are simply a wonderful way to survive in a competitive business scenario and help business enterprises to grow and expand their horizons. Their guidance is the sole key towards profitable investments and a way to advert risks and losses.

There are however certain things which should be kept in mind while approaching an investment consulting firm. They should be certified and should have proved their expertise while receiving such certifications. They should be able to maintain secrecy about the investor’s confidential information. They should be adaptable and flexible towards the market changes. There should be a factor of dynamism in these firms. Their aim is to provide a simpler investment platform to the customers. They follow a calculated and systematic approach towards investment in different areas.